Good Credit - Forty Percent Equity = Better Rate. Call for Details.
Until locked, rates are subject to change without notice. Borrower must qualify for rates and loan programs posted on this site. CREDIT SCORE 740+. Conforming fixed rate loans to 75% LTV-Jumbo fixed rate Loans to 75%LTV. Purchase and no cash out Refinance. Other rules may apply. *Jumbo limits vary by County and are now at lower loan amounts. Please call for quotes and loan terms.
30 Year Fixed to $417,000
Rate
Points
APR
Lock Days
3.500%
1.750%
3.681%
30
3.750%
1.125%
3.881%
30
3.875%
0.375%
3.945%
30
3.990%
-0.500%
3.987%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
30 Yr FX DU Refi Plus. LTV up to 125%
Rate
Points
APR
Lock Days
3.750%
1.125%
3.881%
30
3.875%
0.375%
3.945%
30
3.990%
-0.500%
3.987%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
15 year fixed to $417,000
Rate
Points
APR
Lock Days
2.750%
1.500%
3.034%
30
2.875%
0.875%
3.069%
30
2.990%
0.250%
3.093%
30
3.125%
-0.125%
3.174%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
20 Year Fixed to $417,000
Rate
Points
APR
Lock Days
3.375%
1.625%
3.614%
30
3.500%
0.625%
3.624%
30
3.625%
0.250%
3.707%
30
3.750%
-0.125%
3.789%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
10 Year Fixed to $417,000
Rate
Points
APR
Lock Days
2.750%
0.375%
2.926%
30
2.875%
-0.250%
2.920%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
30 Year fixed FHA to $417,000
Rate
Points
APR
Lock Days
3.500%
0.750%
3.574%
45
3.750%
-1.625%
3.632%
45
The APR is calculated using a loan amount of $417,000 and these typical fees.
30 year conforming high balance
Rate
Points
APR
Lock Days
3.750%
1.750%
3.914%
60
3.875%
1.000%
3.977%
60
3.990%
0.000%
4.009%
60
The APR is calculated using a loan amount of $625,000 and these typical fees.
5/1 Liibor Arm $417,000
Rate
Points
APR
Lock Days
2.250%
1.375%
3.127%
30
2.375%
1.000%
3.163%
30
2.500%
0.500%
3.120%
30
2.625%
0.125%
3.156%
30
2.750%
-0.125%
3.192%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
7/1 Libor Arm to $417,000
Rate
Points
APR
Lock Days
2.750%
0.500%
3.162%
30
2.875%
0.000%
3.205%
30
2.990%
-0.375%
3.243%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
5/1 Libor Arm (High Balance <75 % LTV)* $625,000
Rate
Points
APR
Lock Days
2.250%
1.750%
3.195%
30
2.375%
1.375%
3.151%
30
2.500%
0.875%
3.187%
30
2.625%
0.500%
3.144%
30
2.875%
-0.125%
3.216%
30
The APR is calculated using a loan amount of $625,000 and these typical fees.
7/1 Libor Arm (High Balance <75%LTV* $625,000
Rate
Points
APR
Lock Days
2.750%
0.875%
3.229%
30
2.875%
0.375%
3.192%
30
2.990%
0.000%
3.231%
30
The APR is calculated using a loan amount of $625,000 and these typical fees.
Current posted rates are in effect as of 02/22/2012 12:50:56 PM Central Time.
Maxine Gress, NMLS 239960 -- Licensed by the California Deptartment of Real Estate. #00154127
Bayview Residential, NMLS 329189 -- California Department of Real Estate #01498189