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See New 2009 Jumbo Loan Limits For all Counties Above.
Los Gatos Lending Connection is pleased to announce Phase I of the Super Conforming loan program utilizing the new 2009 loan limits established in accordance with the Housing and Economic Recovery Act.
The new Super Conforming loan limit for 1-Unit properties in most areas is $625,500. The Super Conforming products that are initially available are 30 Year Fixed, 15 Year Fixed, and 5/1 LIBOR ARM (5/2/5).
With an Impound account we offer better rates. With 60% Loan to Value we offer better rates. Both scenarios require that you have a 740 credit score. Your good credit and high equity earns you the best rate. Call now and see how much you can save. (866) 660-0957. Jumbo rates on this page are are based on 70%LTV and a 740 credit score. Conforming loans are based on 80% LTV and a 740 credit score.
Rates are determined by the price of Mortgage Back Securities and are subject to change without notice.
| 5.000% | 1.875% | 5.203% | 30 |
| 5.250% | 0.875% | 5.364% | 30 |
| 5.500% | 0.250% | 5.559% | 30 |
| 5.625% | 0.000% | 5.661% | 30 |
| The APR is calculated using a loan amount of $450,000 and these typical fees. |
| 4.750% | 2.000% | 5.117% | 30 |
| 5.000% | 1.125% | 5.233% | 30 |
| 5.875% | 0.000% | 5.937% | 30 |
| The APR is calculated using a loan amount of $450,000 and these typical fees. |
| 5.000% | 1.625% | 5.249% | 30 |
| 5.250% | 0.625% | 5.411% | 30 |
| 5.500% | 0.000% | 5.605% | 30 |
| The APR is calculated using a loan amount of $150,000 and these typical fees. |
| 5.000% | 1.500% | 5.323% | 30 |
| 5.250% | 0.625% | 5.467% | 30 |
| 5.375% | 0.000% | 5.516% | 30 |
| The APR is calculated using a loan amount of $150,000 and these typical fees. |
| 4.750% | 1.750% | 5.197% | 30 |
| 5.000% | 0.875% | 5.312% | 30 |
| 5.375% | 0.000% | 5.553% | 30 |
| The APR is calculated using a loan amount of $150,000 and these typical fees. |
| 5.375% | 2.250% | 5.701% | 30 |
| 5.500% | 1.875% | 5.793% | 30 |
| 5.750% | 1.250% | 5.987% | 30 |
| 6.000% | 1.000% | 6.217% | 30 |
| The APR is calculated using a loan amount of $150,000 and these typical fees. |
| 5.750% | 0.000% | 5.772% | 30 |
| The APR is calculated using a loan amount of $150,000 and these typical fees. |
| 5.875% | 0.250% | 5.904% | 30 |
| The APR is calculated using a loan amount of $700,000 and these typical fees. |
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000 Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $150,000 for Conforming Loans and $450,000 for Jumbo Loans. Some Lenders may require tax and insurance impound accounts for the lowest interest rate. Credit score of 740 or higher. Please call for other terms. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
Rates are determined by the price of Mortgage Back Securities and are subject to change without notice.
Disc Pts = discount points which are fees paid to buy down the interest rate. Other closing costs may apply and vary from loan to loan. All brokers earn compensation for their services by either collecting origination fees from the borrower at closing or by a lender paid rebate in return for a higher interest rate, or a combination of the two.
Current posted rates are in effect as of 12/01/2008 12:01:55 PM Central Time.
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