Good Credit - Forty Percent Equity = Better Rate. Call for Details.
Until locked, rates are subject to change without notice. Borrower must qualify for rates and loan programs posted on this site. CREDIT SCORE 740+. Conforming fixed rate loans to 80% LTV-Jumbo fixed rate Loans to 80%LTV. Purchase and no cash out Refinance. Other rules may apply. *Jumbo limits vary by County and are now at lower loan amounts. Please call for quotes and loan terms.
HARP 30 Yr FIXED CONF LTV ABOVE 125%
Rate
Points
APR
Lock Days
3.750%
0.250%
3.794%
30
3.875%
-0.625%
3.848%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
HARP 20 FIXED CONF ABOVE 125% LTV
Rate
Points
APR
Lock Days
3.750%
-1.000%
3.670%
45
The APR is calculated using a loan amount of $417,000 and these typical fees.
HARP 15 FIXED CONF ABOVE 125% LTV
Rate
Points
APR
Lock Days
2.875%
0.750%
3.025%
45
2.990%
0.000%
3.032%
45
3.125%
-0.250%
3.131%
45
The APR is calculated using a loan amount of $417,000 and these typical fees.
HARP 10 FIXED CONF ABOVE 125% LTV
Rate
Points
APR
Lock Days
2.750%
0.000%
2.796%
45
2.875%
-0.625%
2.791%
45
The APR is calculated using a loan amount of $417,000 and these typical fees.
HARP 30 FIXED JUMBO ABOVE 125% LTV
Rate
Points
APR
Lock Days
3.750%
0.875%
3.846%
45
3.875%
0.000%
3.899%
45
3.990%
-1.000%
3.932%
45
The APR is calculated using a loan amount of $417,001 and these typical fees.
30 Year Fixed to $417,000
Rate
Points
APR
Lock Days
3.500%
0.500%
3.578%
30
3.625%
-0.250%
3.643%
30
3.875%
-1.125%
3.821%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
15 year fixed to $417,000
Rate
Points
APR
Lock Days
2.750%
1.125%
2.980%
30
2.875%
0.250%
2.978%
30
2.990%
-0.500%
2.985%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
20 Year Fixed to $417,000
Rate
Points
APR
Lock Days
3.375%
0.000%
3.428%
30
3.500%
-0.750%
3.468%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
10 Year Fixed to $417,000
Rate
Points
APR
Lock Days
2.750%
-0.500%
2.743%
30
2.875%
-1.125%
2.738%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
30 Year fixed FHA to $417,000
Rate
Points
APR
Lock Days
3.750%
-2.750%
3.543%
45
4.000%
-3.375%
3.741%
45
The APR is calculated using a loan amount of $417,000 and these typical fees.
30 year conforming high balance
Rate
Points
APR
Lock Days
3.750%
0.625%
3.820%
30
3.875%
-0.500%
3.853%
30
The APR is calculated using a loan amount of $625,000 and these typical fees.
5/1 Liibor Arm $417,000
Rate
Points
APR
Lock Days
2.250%
0.750%
3.129%
30
2.375%
0.500%
3.086%
30
2.500%
0.125%
3.122%
30
2.625%
-0.250%
3.158%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
7/1 Libor Arm to $417,000
Rate
Points
APR
Lock Days
2.750%
-0.250%
3.164%
30
2.875%
-0.625%
3.128%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
5/1 Libor Arm (High Balance <75 % LTV)* $625,000
Rate
Points
APR
Lock Days
2.375%
1.375%
3.153%
45
2.750%
0.375%
3.182%
45
2.875%
0.000%
3.218%
45
The APR is calculated using a loan amount of $625,000 and these typical fees.
7/1 Libor Arm (High Balance <75%LTV* $625,000
Rate
Points
APR
Lock Days
2.750%
0.750%
3.231%
30
2.875%
0.375%
3.194%
30
2.990%
0.000%
3.233%
30
The APR is calculated using a loan amount of $625,000 and these typical fees.
Current posted rates are in effect as of 05/17/2012 12:31:13 PM Central Time.
Maxine Gress, NMLS 239960 -- Licensed by the California Deptartment of Real Estate. #00154127
Bayview Residential, NMLS 329189 -- California Department of Real Estate #01498189