Good Credit - Forty Percent Equity = Better Rate. Call for Details. 

Until locked, rates are subject to change without notice. Borrower must qualify for rates and loan programs posted on this site.  CREDIT SCORE 740+. Conforming fixed rate loans to 80% LTV-Jumbo fixed rate Loans to 80%LTV. Purchase and no cash out Refinance. Other rules may apply. *Jumbo limits vary by County and are now at lower loan amounts.  Please call for quotes and loan terms.

HARP 30 Yr FIXED CONF LTV ABOVE 125%
RatePointsAPRLock Days
3.750%0.250%3.794%30
3.875%-0.625%3.848%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


HARP 20 FIXED CONF ABOVE 125% LTV
RatePointsAPRLock Days
3.750%-1.000%3.670%45
The APR is calculated using a loan amount of $417,000 and these typical fees.


HARP 15 FIXED CONF ABOVE 125% LTV
RatePointsAPRLock Days
2.875%0.750%3.025%45
2.990%0.000%3.032%45
3.125%-0.250%3.131%45
The APR is calculated using a loan amount of $417,000 and these typical fees.


HARP 10 FIXED CONF ABOVE 125% LTV
RatePointsAPRLock Days
2.750%0.000%2.796%45
2.875%-0.625%2.791%45
The APR is calculated using a loan amount of $417,000 and these typical fees.


HARP 30 FIXED JUMBO ABOVE 125% LTV
RatePointsAPRLock Days
3.750%0.875%3.846%45
3.875%0.000%3.899%45
3.990%-1.000%3.932%45
The APR is calculated using a loan amount of $417,001 and these typical fees.


30 Year Fixed to $417,000
RatePointsAPRLock Days
3.500%0.500%3.578%30
3.625%-0.250%3.643%30
3.875%-1.125%3.821%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


15 year fixed to $417,000
RatePointsAPRLock Days
2.750%1.125%2.980%30
2.875%0.250%2.978%30
2.990%-0.500%2.985%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


20 Year Fixed to $417,000
RatePointsAPRLock Days
3.375%0.000%3.428%30
3.500%-0.750%3.468%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


10 Year Fixed to $417,000
RatePointsAPRLock Days
2.750%-0.500%2.743%30
2.875%-1.125%2.738%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


30 Year fixed FHA to $417,000
RatePointsAPRLock Days
3.750%-2.750%3.543%45
4.000%-3.375%3.741%45
The APR is calculated using a loan amount of $417,000 and these typical fees.


30 year conforming high balance
RatePointsAPRLock Days
3.750%0.625%3.820%30
3.875%-0.500%3.853%30
The APR is calculated using a loan amount of $625,000 and these typical fees.


5/1 Liibor Arm $417,000
RatePointsAPRLock Days
2.250%0.750%3.129%30
2.375%0.500%3.086%30
2.500%0.125%3.122%30
2.625%-0.250%3.158%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


7/1 Libor Arm to $417,000
RatePointsAPRLock Days
2.750%-0.250%3.164%30
2.875%-0.625%3.128%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


5/1 Libor Arm (High Balance <75 % LTV)* $625,000
RatePointsAPRLock Days
2.375%1.375%3.153%45
2.750%0.375%3.182%45
2.875%0.000%3.218%45
The APR is calculated using a loan amount of $625,000 and these typical fees.


7/1 Libor Arm (High Balance <75%LTV* $625,000
RatePointsAPRLock Days
2.750%0.750%3.231%30
2.875%0.375%3.194%30
2.990%0.000%3.233%30
The APR is calculated using a loan amount of $625,000 and these typical fees.
Current posted rates are in effect as of 05/17/2012 12:31:13 PM Central Time.

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Maxine Gress, NMLS 239960 -- Licensed by the California Deptartment of Real Estate. #00154127

Bayview Residential, NMLS 329189 -- California Department of Real Estate #01498189


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