Good Credit - Forty Percent Equity = Better Rate. Call for Details.
Until locked, rates are subject to change without notice. Borrower must qualify for rates and loan programs posted on this site. CREDIT SCORE 740+. Conforming fixed rate loans to 75% LTV-Jumbo fixed rate Loans to 75%LTV. Purchase and no cash out Refinance. Other rules may apply. *Jumbo limits vary by County and are now at lower loan amounts. Please call for quotes and loan terms.
30 Year Fixed to $417,000
Rate
Points
APR
Lock Days
3.375%
2.318%
3.602%
30
3.500%
1.337%
3.647%
30
3.750%
0.422%
3.823%
30
3.875%
-0.375%
3.883%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
15 year fixed to $417,000
Rate
Points
APR
Lock Days
2.750%
1.375%
3.016%
30
2.875%
0.750%
3.051%
30
2.990%
0.125%
3.075%
30
3.125%
-0.250%
3.156%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
20 Year Fixed to $417,000
Rate
Points
APR
Lock Days
3.250%
2.039%
3.535%
30
3.375%
1.335%
3.580%
30
3.500%
0.617%
3.623%
30
3.625%
0.250%
3.707%
30
3.750%
-0.625%
3.732%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
10 Year Fixed to $417,000
Rate
Points
APR
Lock Days
2.750%
0.125%
2.874%
30
2.875%
-0.375%
2.894%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
30 Year fixed FHA to $417,000
Rate
Points
APR
Lock Days
3.500%
0.750%
3.574%
45
3.750%
-1.454%
3.646%
45
The APR is calculated using a loan amount of $417,000 and these typical fees.
30 Yr Fixed High Balance to $625,000
Rate
Points
APR
Lock Days
3.750%
1.125%
3.869%
30
3.875%
0.375%
3.932%
30
3.990%
-0.625%
3.964%
0
The APR is calculated using a loan amount of $625,000 and these typical fees.
15 Yr Fixed High Balance to $625,000
Rate
Points
APR
Lock Days
2.875%
0.750%
3.028%
30
2.990%
0.125%
3.053%
30
3.125%
-0.250%
3.134%
30
The APR is calculated using a loan amount of $625,000 and these typical fees.
30 year fixed $1500000-80% LTV
Rate
Points
APR
Lock Days
3.875%
2.121%
4.064%
60
4.000%
1.746%
4.159%
60
4.250%
0.996%
4.347%
60
4.500%
0.246%
4.533%
60
4.625%
-0.125%
4.627%
60
The APR is calculated using a loan amount of $1,000,000 and these typical fees.
5/1 Liibor Arm $417,000
Rate
Points
APR
Lock Days
2.250%
1.250%
3.140%
30
2.375%
0.875%
3.176%
30
2.500%
0.500%
3.133%
30
2.625%
0.125%
3.169%
30
2.750%
-0.125%
3.205%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
7/1 Libor Arm to $417,000
Rate
Points
APR
Lock Days
2.750%
0.750%
3.254%
30
2.875%
0.250%
3.216%
30
2.990%
0.000%
3.255%
30
3.125%
-0.250%
3.301%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
5/1 Libor Arm (High Balance <75 % LTV)* $625,000
Rate
Points
APR
Lock Days
2.250%
1.625%
3.208%
30
2.375%
1.250%
3.164%
30
2.500%
0.875%
3.200%
30
2.625%
0.500%
3.157%
30
2.875%
-0.125%
3.229%
30
The APR is calculated using a loan amount of $625,000 and these typical fees.
7/1 Libor Arm (High Balance <75%LTV* $625,000
Rate
Points
APR
Lock Days
2.750%
1.125%
3.241%
30
2.875%
0.750%
3.284%
30
2.990%
0.375%
3.243%
30
3.125%
0.000%
3.289%
30
The APR is calculated using a loan amount of $625,000 and these typical fees.
Current posted rates are in effect as of 02/03/2012 10:59:03 AM Central Time.
Maxine Gress, NMLS 239960 -- Licensed by the California Deptartment of Real Estate. #00154127
Bayview Residential, NMLS 329189 -- California Department of Real Estate #01498189